What term refers to a percentage of assets reserved for unsecured creditors?

The correct term that refers to a percentage of assets reserved for unsecured creditors is "Ring-Fenced Assets." This concept is pivotal in situations such as bankruptcy or insolvency, where there is a need to protect specific assets from being accessed by creditors seeking repayment. Ring-fencing involves creating a barrier around certain assets to ensure that they remain available to particular stakeholders, in this case, unsecured creditors, who do not have collateral backing their claims.

By establishing ring-fenced assets, a debtor can prioritize payments and ensure that certain resources are allocated to cover unsecured debts, which often bear higher risks for creditors. This practice helps maintain fairness in the distribution of the debtor's remaining assets, providing transparency and reliability in the financial resolution process.

The other choices, while relevant in other legal or financial contexts, do not pertain to the idea of reserving assets for creditors. Money laundering refers to the process of making illegally obtained money appear legitimate; proceeds of crime involve earnings derived from criminal activity; and red flags are indicators of potential problems or concerns in a regulatory or compliance context. None of these terms align with the specific concept of assets being set aside for creditors.