Which act applies to consumer contracts and trader activities incidental to business?

The Consumer Rights Act 2015 is the relevant piece of legislation that applies to consumer contracts and trader activities that are incidental to business. This Act consolidates various consumer rights provisions from earlier laws and provides clearer and more comprehensive rights for consumers when they engage in transactions with businesses.

Under this Act, consumers are granted rights regarding the quality and fitness of goods, services, and digital content, as well as protection against unfair terms in consumer contracts. These rights aim to ensure that businesses engage in fair practices and that consumers are treated fairly in contractual dealings.

The other options, while related to consumer protection, do not fully encompass the scope of consumer contracts and trader activities as effectively as the Consumer Rights Act 2015. For example, the Consumer Contracts Regulations 2013 specifically relates to distance and off-premises contracts but does not cover all aspects of consumer rights in contracts. The Unfair Terms in Consumer Contracts Regulations 1999 focuses primarily on preventing unfair terms within contracts rather than addressing broader consumer rights. The Competitive Practices Act 1996 is more centered on promoting competition and does not specifically address consumer contract issues.

Thus, the Consumer Rights Act 2015 serves as the most comprehensive and applicable legislation concerning consumer contracts and the activities of traders.